Life Insurance Overview

Life Insurance

Transamerica offers a wide array of products to suit your insurance needs. Find a plan that fits your needs and budget.

Variable Universal Life	Term Life	Whole Life	Final Expense Life	Long Term Care
Overview Premium payment flexibility with ability to allocate net premiums to investment options*****	Overview Competitively priced life insurance coverage for a specific period	Overview Comprehensive life insurance coverage with permanent* protection and guaranteed cash value	Overview Permanent* protection that can help cover expenses such as final medical bills and funeral costs with guaranteed cash value	Overview Helps protect against the high costs of long term care expenses when you are unable to perform Activities of Daily Living or have a severe cognitive impairment^
Coverage Period For life	Coverage Period Initial level term up to 30 years	Coverage Period For life*	Coverage Period For life****	Coverage Period Limited*
Cash Value Yes	Cash Value No	Cash Value Yes	Cash Value Yes	Cash Value No
Medical Exam Yes	Medical Exam Yes	Medical Exam No***	Medical Exam No**	Medical Exam No
Coverage Available $100,000 or greater	Coverage Available $25,000 or greater	Coverage Available No maximum*	Coverage Available Up to $50,000*	Coverage Available Up to $1,095,000^^

* Lifetime coverage is guaranteed if premiums are paid as scheduled (provided there are no refunds, partial surrenders, loans, or requested changes to the policy).
** Based on answers to health questions on the application.
*** Simplified Issue - Medical Exam may be required.
**** Endows at age 121.
***** For any variable universal life insurance policy you are considering, please review the prospectus for complete information about the policy, including investment objectives, fees and charges, risks and expenses. Carefully consider these and other important factors and read the prospectus carefully before investing. Both the principal value of the investment options will fluctuate over time. When redeemed, they may be worth less than the original cost.
^ The purpose of this advertisement is solicitation for long term care insurance and an insurance producer/agent will contact you. Individual long term care insurance is underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa; In NY, Transamerica Financial Life Insurance Company, Harrison, New York. You must qualify before you can receive benefits under the policy. Benefits and premiums may vary by policy. Exclusions and limitations apply. For details regarding exceptions, reductions and limitations, contact your insurance agent/producer. Policy series ICC13 TLC-4, ICC10 TLC-3, TLC 3-P 0313, TLC 2-P 0410, TFL 2-P NY 0410, TFL 2-P NYF 0410, TFL 2-P NYAF 0410.
^^ Up to $876,000 or $1,095,000, depending upon the policy issued.

You may be contacted by a licensed agent. Not connected with or endorsed by the US government or Federal Medicare Program. Policy form numbers J05100, J05110, J05102, J05103, ICC12 UL07, ICC13 VL23, GC560/GR972, D497/17-6456, WL08, WL09, MSH1A, MSH1F, MSH1G, MSH1N, ICC14 TLC TPCG, 1-322 11-107, 1-306 11-107, 1-305 11-107, 1-304 11-107, 1-303 11-107, 1-334 11-107, MS2013IPT-A.ID, MS2013IPT-B.ID, MS2013IPT-C.ID, MS2013IPT-D.ID, MS2013IPT-F.ID, MS2013IPT-G.ID, MS2013IPT-K.ID, MS2013IPT-L.ID, MS2013IPT-M.ID, MS2013IPT-N.ID.

Transamerica offers insurance plan options to fit your goals.

At Transamerica, we help make insurance easy to understand, and your choices simple. From flexible life insurance options to Medicare supplemental insurance to insurance to cover your final expenses, we've got smart, competitively priced insurance products to help fit your needs, your goals and your budget. And we can put you in touch with a financial professional to help you make the right choices for you. So explore. Find answers. Choose confidently, and get the peace of mind you and your family deserve.